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國銀高利定存 恐喊卡
Jun 16th 2014, 19:21

大陸資金情勢由年初的緊俏轉為寬鬆，影響中國銀行台北分行調降國銀轉存款利率。國銀高層主管對此情況保持高度關注，基於成本考量，研擬調降人民幣定存專案利率；外銀主管指出，若轉存優利不再，3%以上高利定存可能到這一波為止。

目前市面上續做的人民幣高利定存，代表性銀行分別為外商的澳盛銀和本國的遠東銀，兩銀行的人民幣高利專案都到本月底截止。其中澳盛給出3個月期2.8%、遠東銀行則是4個月期人民幣存款，第一至二個月利率3%，第三到四個月利率3.3%。此外，彰銀、一銀和華銀最新推出的6月人民幣高利定存方案，最優惠利率維持3%。

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